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IndusInd Bank

IndusInd Bank Celesta Credit Card

IndusInd Bank Celesta Credit Card

  • Joining Fee :

    Rs. 50,000 + GST

  • Renewal Fee :

    Rs. 5,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

You get either of Oberoi hotels/resorts vouchers worth Rs. 50K or Montblanc vouchers worth Rs. 50,000.

Best suited for

Movies | Travel

Product Details

  • Get up to 3 Reward Points per Rs. 100 spent using your IndusInd Bank Celesta Credit Card.

  • Reward Points redeemable against Cash credit.

  • Vouchers worth Rs. 50,000 each from Oberoi Hotels & Montblanc as a welcome gift.

  • 20% discount on movies at BookMyShow.

  • Buy 1 get 1 free (BOGO) offer on movie tickets.

  • Complimentary EazyDiner membership.

  • Unlimited complimentary domestic airport lounge access and 2 international lounge access per quarter with the Priority Pass membership

  • Complimentary Tablet Plus membership with access to VIP privileges and benefits

  • Spend-based renewal fee waiver.

  • Complimentary golf lessons and golf games every month.

  • Insurance coverage against several categories.

  • 1% waiver on fuel surcharge.

Rewards & Benefits

  • Movie & Dining

  • Get a 20% discount on movies and buy 1 get 1 free offer (BOGO) on movie tickets through BookMyShow. You get a complimentary EazyDiner Prime membership.

  • Rewards Rate

  • 1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.

  • Reward Redemption

  • The Reward Points are redeemable against a variety of products. You can also redeem these points against AirMiles / Cash credit at a rate of 1 Reward Point = 1 air mile / Re.1.

  • Travel

  • Get complimentary airport lounge visits

  • Golf

  • 3 complimentary golf games & 3 complimentary golf lessons every month.

  • Domestic Lounge Access

  • Enjoy unlimited complimentary access to domestic lounges.

  • International Lounge Access

  • 2 complimentary international lounge access per quarter

  • Insurance Benefits

  • You get insurance coverage for an air accident, lost/delayed baggage, lost passport/ticket, missed connection, etc.

  • Zero Liability Protection

  • The cardholder would not be held liable for any unauthorized transactions done on the card if the loss has been reported to the bank within 48 hours.

Fees & Charges

  • Spend Based Waiver

  • The renewal fee is waived off on spending Rs. 10 lakhs or more in the last year.

  • Rewards Redemption Fee

  • Indusind Bank charges a reward redemption fee of Rs. 100

  • Rewards Redemption Fee

  • Indusind Bank charges a reward redemption fee of Rs. 100

  • Foreign Currency Markup

  • 3.5% on all foreign currency spends

  • Interest Rates

  • 2.99% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver across all fuel stations.

  • Cash Advance Charges

  • 2.5% of the cash withdrawn or Rs. 300 (whichever is higher)

  • Add-on Card Fee

  • Rs. 5,000

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