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IDFC HPCL First Power Plus Credit Card

IDFC HPCL First Power Plus Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Up to Rs. 500 cash back on your 1st HPCL fuel transaction above Rs. 500 and up to 5% cashback (up to Rs. 1,000 capped) on the transaction value of the first EMI.

Best suited for

Fuel

Product Details

  • Save up to 6.5% on fuel spends with this credit card.

  • You get 4% as a reward on your HPCL fuel, and LPG spends (max capped at Rs. 10,000 per month), 1.5% as a payback reward with payment through the HP Pay App (capped at max. Rs. 5,000 per month), and 1% fuel surcharge waiver (capped at max. Rs. 10,0000 per month).

  • Save up to 5% as a reward on utility and grocery bills (max cap. Rs. 2,000 per month)

  • Save up to 5% as rewards on IDFC FIRST FASTag recharge (max cap Rs. 1,000 per month)

  • Get 3X rewards on all other miscellaneous retail transactions.

  • Complimentary domestic airport lounge access per quarter (minimum monthly spending of Rs. 5,000)

  • Get up to 25% off on movie tickets (Rs. 100 max cap per month)

Rewards & Benefits

  • Movie & Dining

  • 25% off on movie tickets up to Rs. 100 once per month and Rs. 150 discounts on all orders above Rs. 500 with Swiggy.

  • Rewards Rate

  • Save up to 5% as rewards on grocery and utility expenses of up to worth Rs. 2,000 per month, Save up to 5% as a reward on IDFC FIRST FASTag recharge max Rs. 1,000 per month, and 3X rewards on all other retail transactions.

  • Reward Redemption

  • 3X rewards are equal to 3 reward points for every Rs. 150 spent i.e.; 1 RP = Rs. 0.75, HPCL Fuel and LPG – 24 rewards points on every Rs. 150 spent on grocery and utility bill, and IDFC FIRST FASTag recharge - 30 rewards for every Rs. 150 spent.

  • Travel

  • Complimentary domestic airport lounge access once every quarter and Complimentary roadside assistance worth Rs. 1,399 four times a year.

  • Golf

  • NA

  • Domestic Lounge Access

  • 1 Complimentary Domestic Lounge Access Every Quarter (4 Each Year)

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • The benefit of a personal accident loan cover of Rs. 2,00,000.

  • Zero Liability Protection

  • Card liability is covered for Rs. 25,000 on lost cards.

Fees & Charges

  • Spend Based Waiver

  • Rs. 1,50,000 spends in the previous year.

  • Rewards Redemption Fee

  • Rs. 99 on every redemption request

  • Rewards Redemption Fee

  • Rs. 99 on every redemption request

  • Foreign Currency Markup

  • 3.5% on all international transactions

  • Interest Rates

  • 0.75% to 3.5% per month and 9% to 42% annually

  • Fuel Surcharge

  • 1% fuel surcharge waiver (capped at max. Rs. 200 per statement cycle).

  • Cash Advance Charges

  • Rs. 199 as a cash advance fee.

  • Add-on Card Fee

  • Nil

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