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IDFC Bank

IDFC HPCL FIRST Power Credit Card

IDFC HPCL FIRST Power Credit Card

  • Joining Fee :

    Rs. 199 + GST

  • Renewal Fee :

    Rs. 199 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Fuel

Product Details

  • Save up to 5% on fuel expenses up to a maximum of Rs. 5000 per month.

  • Save up to 2.5% on utility expenses and grocery spends up to a maximum of Rs. 4000 per month.

  • Save up to 2.5% on IDFC FASTag recharge up to a maximum of Rs. 2000 per month.

  • 2x reward points on other retail spends

  • Get cashback up to Rs. 250 on your 1st HPCL transaction of at least Rs. 250 or more.

  • Get Rs. 150 discount on Swiggy orders above Rs. 500

  • Get 50% off on Rental Cars with Europcar and Eco Rent-A-Car

  • Complimentary roadside assistance worth Rs. 1399

  • Personal accident insurance cover worth Rs. 2 Lakhs

  • Refer friends for the card and earn a maximum of 10,000 Rewards

Rewards & Benefits

  • Movie & Dining

  • Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above.

  • Rewards Rate

  • Save up to 5% on your fuel spends. Save 2.5% as rewards on your utility and grocery expenses. 2.5% as rewards on your IDFC FASTag recharge. 2x rewards on all other retail spends.

  • Reward Redemption

  • You can pay for both online and offline transactions at select merchants instantly with your Reward Points. Redeem reward points for membership and gift vouchers of your favorite brands or for products on IDFC Bank’s Reward Redemption Catalog portal.

  • Travel

  • Complimentary roadside assistance worth Rs. 1399

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Get personal accident cover worth Rs. 2 Lakhs and lost card liability cover worth Rs. 25,000

  • Zero Liability Protection

  • Cardholder is not liable for fraudulent transactions if he reports it to the bank in a timely manner

Fees & Charges

  • Spend Based Waiver

  • Renewal fee is waived off on spending Rs. 50,000 in the card anniversary year

  • Rewards Redemption Fee

  • Rs. 99 plus taxes

  • Rewards Redemption Fee

  • Rs. 99 plus taxes

  • Foreign Currency Markup

  • 3.5%

  • Interest Rates

  • 0.75 – 3.5% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver capped at a maximum of Rs. 100 per month

  • Cash Advance Charges

  • Rs. 199 per withdrawal

  • Add-on Card Fee

  • Nil

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₹20
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