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IDFC Bank

IDFC FIRST Wealth Credit Card

IDFC FIRST Wealth Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.

Best suited for

Shopping

Product Details

  • A lifetime free card with exciting privileges.

  • Gift voucher worth Rs. 500 on spending Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction performed within 30 days of card setup.

  • 6x Rewards on all online spends.

  • 3x RPs on all offline spends (for spends up to Rs. 30,000).

  • 10x Reward Points on large spends of Rs. 30,000 or more.

  • 10x Reward Points on all transactions on your birthday.

  • Low interest rate (0.75% – 3.5%) and low foreign currency markup (1.5%).

  • 4 complimentary airport lounge access and spa visits every quarter.

  • Up to 2 complimentary rounds of golf every month on spending Rs. 20,000 monthly.

  • Air accident cover worth Rs. 1 crore and personal accident cover worth Rs. 10 lakh.

  • 1% fuel surcharge waiver.

Rewards & Benefits

  • Movie & Dining

  • Buy One Get One offer on movie tickets up to Rs. 500 on the Paytm app, twice every month and up to 20% discount on over 1,500 restaurants.

  • Rewards Rate

  • 3 Reward Points on every Rs. 100 spent offline, 6 Reward Points on every Rs. 100 spent online, 10 Reward Points per Rs. 100 on spends above Rs. 30,000.

  • Reward Redemption

  • Reward Points redeemable on Poshvine redemption portal for shopping vouchers from many popular brands including at a rate of 1 Reward Point = Rs. 0.25. You have to pay a convenience fee of Rs. 99 plus taxes for reward redemption.

  • Travel

  • You get 4 complimentary international as well as domestic lounge access and spa visits every year.

  • Golf

  • Complimentary golf rounds each month for every Rs. 20,000 spent in the previous month (max 2 golf rounds in a month).

  • Domestic Lounge Access

  • Up to 4 free visits to domestic airport lounges per quarter.

  • International Lounge Access

  • Up to 4 complimentary international lounge visits per quarter.

  • Insurance Benefits

  • Travel-related insurance benefits including accidental air death insurance worth Rs. 1 crore, personal accident coverage worth Rs. 10 lakh, and lost card liability cover worth Rs. 50,000

  • Zero Liability Protection

  • Bank not liable for any unauthorized transaction prior to the time of reporting the loss of card. However, you do get a lost card liability cover worth Rs. 50,000.

Fees & Charges

  • Spend Based Waiver

  • Nil

  • Rewards Redemption Fee

  • Rs. 99 plus taxes

  • Rewards Redemption Fee

  • Rs. 99 plus taxes

  • Foreign Currency Markup

  • 1.5% + GST

  • Interest Rates

  • 0.75% to 3.5% per month depending upon the credit history of the card member.

  • Fuel Surcharge

  • A 1% fuel surcharge is waived at all authorized fuel stations (max waived amount capped at Rs. 400/month).

  • Cash Advance Charges

  • Rs. 199 per transaction

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )