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IDFC Bank

IDFC First Private Credit Card

IDFC First Private Credit Card

  • Joining Fee :

    Rs. 50,000 + GST

  • Renewal Fee :

    Rs. 50,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

200,000 Reward Points worth Rs. 50,000 and a complimentary Taj Epicure membership.

Best suited for

Movies | Travel | Shopping

Product Details

  • Invite-only credit card.

  • You earn Karma Points that you can use for charity.

  • Get up to 10x reward Points on your spends.

  • Get up to Rs. 750 discount on movies twice every month.

  • Get complimentary golf rounds every year on the basis of your monthly spends.

  • Free domestic as well as international lounge access.

  • Air accident cover worth Rs. 1 Crore.

  • No late payment fee and no over-limit charges.

Rewards & Benefits

  • Movie & Dining

  • Get up to Rs. 750 discount on movie/non-movie bookings via BookMyShow

  • Rewards Rate

  • 3 Reward Points on every Rs. 100 spent offline and 6 RPs on every Rs. 100 spent online

  • Reward Redemption

  • 1 Reward Point = Re. 0.25 for redemption against various gift vouchers

  • Travel

  • Get free airport lounge access and spa sessions every year.

  • Golf

  • 2 complimentary golf rounds/lessons every month

  • Domestic Lounge Access

  • 4 complimentary domestic lounge access every quarter (for primary and add-on cardholders)

  • International Lounge Access

  • 4 complimentary international lounge access every quarter (for primary and add-on cardholders)

  • Insurance Benefits

  • Get an air accident cover worth Rs. 1 crore and cover for delay or loss of check-in baggage

  • Zero Liability Protection

  • The cardholders get a zero liability protection against a lost/stolen card if reported the loss to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs. 99 plus taxes

  • Rewards Redemption Fee

  • Rs. 99 plus taxes

  • Foreign Currency Markup

  • NA

  • Interest Rates

  • 0.99% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel purchases

  • Cash Advance Charges

  • Rs. 250

  • Add-on Card Fee

  • Nil for 1st card, 2nd card onwards: Rs. 4,000 per add-on card

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