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IDBI Winnings RuPay Select Credit Card

IDBI Winnings RuPay Select Credit Card

  • Joining Fee :

    NIL

  • Renewal Fee :

    Rs. 899 (second year onwards)

  • Reward Type :

    Reward Points

Welcome Benefits

Get 10% cashback up to Rs. 500 on all transactions done within 90 days of receiving the card.

Best suited for

Shopping

Product Details

  • The IDBI Winnings RuPay Select Credit Card comes with no joining fee.

  • As a welcome benefit, get 10% cashback up to Rs. 500 on all transactions.

  • 500 delight points on making 5 transactions worth Rs. 1000 per month.

  • Get double delight points in your Birthday month.

  • 2 delight points on every Rs. 100 spent on this card.

  • Covers accidental death and permanent disability insurance up to Rs. 10 lakhs for each.

  • Avail 1% fuel surcharge waiver, maximum waiver of Rs. 400 per month.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • Earn 500 delight points or more on making 5 transactions worth Rs. 1000 per month. Earn 2 delight points on every Rs. 100 spent on this card.

  • Reward Redemption

  • Redeem delight points for making payments for dining, shopping, utility bills, holidays, gifts and entertainment.

  • Travel

  • Get complimentary access to both domestic and international airport lounges.

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary access to domestic lounges each quarter

  • International Lounge Access

  • 4 complimentary access to international lounges each year

  • Insurance Benefits

  • Covers accidental death insurance and permanent disability up to Rs.10 lakhs each.

  • Zero Liability Protection

  • Covers zero liability protection in case of card loss/theft.

Fees & Charges

  • Spend Based Waiver

  • The renewal fee will be waived off on spending Rs. 90,000 in the previous year.

  • Rewards Redemption Fee

  • Rs. 99

  • Rewards Redemption Fee

  • Rs. 99

  • Foreign Currency Markup

  • 3.50%

  • Interest Rates

  • 3.40% p.m.

  • Fuel Surcharge

  • 1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 - Rs. 4000. The maximum waiver of fuel surcharges is Rs. 400 per month.

  • Cash Advance Charges

  • 2.50% or a minimum of Rs. 500

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
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We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )