Home / Credit cards /

IDBI Bank

IDBI Euphoria World Credit Card

IDBI Euphoria World Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Rs. 1,499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

4,000 delight points

Best suited for

Travel | Shopping

Product Details

  • No joining fee.

  • You get 3 Delight Points on every Rs. 100 you spend using your IDBI Euphoria World Credit Card.

  • You get 6 Delight Points on every Rs. 100 you spend on Airline/hotel bookings/ Bus bookings/ IRCTC, etc.

  • Welcome gift of 4,000 Delight Points.

  • Complimentary airport lounge access.

  • Insurance cover against air accidents.

  • 1% fuel surcharge waiver up to Rs. 500 per month.

  • Spend-based renewal fee waiver.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 3 Reward Points per Rs. 100 spent & 6 Reward Points per Rs. 100 spent on hotels, Airlines, Bus bookings, etc. You can save up to 1.5% using this card.

  • Reward Redemption

  • 1 Delight Point = Rs. 0.25.

  • Travel

  • Complimentary airport lounge access

  • Golf

  • NA

  • Domestic Lounge Access

  • Complimentary domestic lounge access to selected lounges in India.

  • International Lounge Access

  • NA

  • Insurance Benefits

  • You get an air accident insurance coverage worth Rs. 25 lakhs.

  • Zero Liability Protection

  • The cardholder will not be liable for any misuse of a card once the card is reported lost/stolen to the bank.

Fees & Charges

  • Spend Based Waiver

  • The renewal fee is waived off if you spend Rs. 1,50,000 or more in the previous year.

  • Rewards Redemption Fee

  • Rs. 99

  • Rewards Redemption Fee

  • Rs. 99

  • Foreign Currency Markup

  • 3.5% on all foreign currency transactions

  • Interest Rates

  • 2.9% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

  • Cash Advance Charges

  • 2.5% of the cash withdrawn or Rs. 500 (whichever is higher)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )