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ICICI Bank

ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

  • Joining Fee :

    Rs. 6,500 + GST

  • Renewal Fee :

    Rs. 3,500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Exclusive travel & shopping gift vouchers worth more than Rs. 9,000 (From Tata CliQ, EaseMyTrip, Uber, Zomato Pro, Croma) with the Visa & Mastercard variants and get an extra cashback of Rs. 750 on spending Rs 20,000 within 60 days of issuance with the AmEx variant.

Best suited for

Travel | Shopping

Product Details

  • Joining benefits worth more than Rs. 9,000.

  • An opportunity to earn extra Rs. 750 cashback as a welcome gift through the AmEx variant.

  • Earn up to 4 Reward Points for every Rs 100 you spend on international purchases & 2 Reward Points per Rs 100 you spend on domestic purchases.

  • 1 Reward Points for every Rs. 100 you incur on insurance and utility categories.

  • Up to 20,000 bonus Reward Points every year under Milestone Reward Program.

  • (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.

  • Get complimentary Lounge Access within and outside India, and complimentary spa sessions at selected domestic airports.

  • Complimentary golf sessions up to 4 times a month at some of the finest golf courses across the globe with ICICI Sapphiro Credit Card.

Rewards & Benefits

  • Movie & Dining

  • Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show.

  • Rewards Rate

  • On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases.

  • Reward Redemption

  • Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25.

  • Travel

  • Complimentary Domestic & International Airport Lounge visits and complimentary Spa Sessions at select Domestic airports under the Dreamfolks Membership Programme.

  • Golf

  • Complimentary golf rounds/lessons every quarter

  • Domestic Lounge Access

  • 2 complimentary domestic lounge visits with the MasterCard & Amex variant each, and 4 complimentary domestic lounge access with the Visa variant.

  • International Lounge Access

  • 2 complimentary International Airport Lounge Access every year through the Dreamfolks membership.

  • Insurance Benefits

  • Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers.

  • Zero Liability Protection

  • Lost card liability (worth Rs. 50,000) is applicable from 2 days prior to reporting and till 7 days after reporting the loss to the ICICI Bank.

Fees & Charges

  • Spend Based Waiver

  • Renewal fee waiver on spending Rs 6 Lakhs annualy.

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Foreign Currency Markup

  • 3.50% of the total transaction value.

  • Interest Rates

  • 3.4% per month (or 40.8% per annum)

  • Fuel Surcharge

  • 1% of Fuel Surcharge Waiver (Maximum Rs 250 per billing cycle) at all fuel stations in India.

  • Cash Advance Charges

  • 2.5% of the total transaction amount (minimum Rs. 300)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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Login

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2
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Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
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We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )