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ICICI Bank

ICICI Bank Rubyx Credit Card

ICICI Bank Rubyx Credit Card

  • Joining Fee :

    Rs. 3,000 + GST

  • Renewal Fee :

    Rs. 2,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Travel & Shopping Vouchers Worth Rs. 5,000

Best suited for

Travel

Product Details

  • 2 Reward Points per domestic spend of Rs. 100 & 4 Reward Points per international spend of Rs. 100.

  • 1 Reward Point on every Rs. 100 spent on utilities and insurance categories

  • Travel and shopping vouchers worth over Rs. 5,000 as a welcome benefit.

  • 25% discount (up to Rs. 150) on booking a minimum of 2 movie tickets in a single transaction on BookMyShow or Inox (max 2 times in a month- once with each variant).

  • Exciting discount offers on dining with ICICI Bank Culinary Treats Program.

  • 2 complimentary railway lounge access with each of the MasterCard and American Express variants (total 4 railway lounge access) per quarter.

  • 2 complimentary domestic airport lounge access (1 with each of MasterCard and AmEx variants) per quarter on minimum spends of Rs. 5,000 in the previous quarter.

  • 1 complimentary golf lesson/round every month per Rs. 50,000 spent in the previous month (max 2 rounds/lessons in a month).

  • Exclusive insurance benefits including a personal air accident cover worth Rs. 1 crore and lost card liability protection worth Rs. 50,000.

  • 24*7 concierge service i-Assist for hotel reservations, flight/movie ticket bookings, gift delivery assistance, etc.

  • Spends-based renewal fee waiver on the expenditure of Rs. 3 lakh in the previous year.

  • Additional Reward Points on achieving the stipulated spends based milestones.

Rewards & Benefits

  • Movie & Dining

  • 25% discount on movie ticket bookings (min 2 per transaction and max 2 tines in a month) on BookMyShow and INOX (max discount capped at Rs. 150), discount on dining bills with the Culinary Treats Program.

  • Rewards Rate

  • 4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.

  • Reward Redemption

  • The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Re. 0.25

  • Travel

  • 2 complimentary railway lounge access per quarter

  • Golf

  • Up to 2 complimentary golf lessons/rounds each month (1 golf round/lesson for every Rs. 50,000 spent in the previous month)

  • Domestic Lounge Access

  • 1 complimentary domestic airport lounge access per quarter (MasterCard variant) and two 2 domestic airport lounge access per quarter on the Visa variant

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • Complimentary insurance covers against air accidents, plane hijacking, lost baggage, delayed baggage, lost card, lost travel documents, credit shield, etc.

  • Zero Liability Protection

  • Cardmember shall not be liable for any fraudulent transactions done on the card once the loss of card is reported to the bank.

Fees & Charges

  • Spend Based Waiver

  • Renewal Fee is waived off on spending Rs. 3 lakhs or more in an anniversary year.

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes) per redemption request

  • Foreign Currency Markup

  • 3.5% of the transaction amount

  • Interest Rates

  • 3.40% per month (or 40.8% annually)

  • Fuel Surcharge

  • 1% fuel surcharge is waived off for all fuel transactions up to Rs. 4,000 across all fuel stations in India.

  • Cash Advance Charges

  • 2.5% of the amount withdrawn or Rs. 300 (whichever is higher)

  • Add-on Card Fee

  • Nil

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₹20 is the minimum earnings required for withdrawal

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₹20
Min. withdrawal amount ( UPI )