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ICICI Bank

ICICI Bank Parakram Select Credit Card

ICICI Bank Parakram Select Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

N/A

Best suited for

Shopping

Product Details

  • 5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs (max capped at 400 points per month).

  • 2 reward points for every Rs. 100 spent on other applicable expenses.

  • 1 reward point on every Rs. 100 spent on insurance and utility bills.

  • Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.

  • Complimentary domestic airport lounge access, max capped 2 per quarter.

  • Complimentary domestic railway lounge access, max capped 2 per quarter.

  • Complimentary golf round on spending over Rs. 50,000 in a month, max capped 4 times per month.

  • 1% fuel surcharge waiver on all fuel transactions across the country.

  • Personal accident insurance of Rs. 2 Lakh.

  • Air Accident Cover of Rs. 20 Lakh.

  • Up to 3 add-on credit cards, no added fee.

  • Dining benefits with ICICI Bank Culinary Treats Programme.

Rewards & Benefits

  • Movie & Dining

  • Dining offers under ICICI Bank Culinary Treats Programme.

  • Rewards Rate

  • 5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs and 2 reward points for every Rs. 100 spent on other applicable expenses, and 1 reward point on every Rs. 100 spent on insurance and utility bills.

  • Reward Redemption

  • The reward redemption rate is Rs. 0.25 = 1 RP

  • Travel

  • 2 complimentary domestic airport and railway lounge visits per quarter.

  • Golf

  • Complimentary golf rounds if you spend more than Rs. 50,000 in a month (max capped 4 times per month)

  • Domestic Lounge Access

  • 2 complimentary domestic airport lounge access and 2 complimentary domestic railway lounge access per quarter.

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh.

  • Zero Liability Protection

  • Once reported, the cardholder will not be liable for any transactions made with the card.

Fees & Charges

  • Spend Based Waiver

  • Nil

  • Rewards Redemption Fee

  • Rs. 99 charged on every reward redemption request

  • Rewards Redemption Fee

  • Rs. 99 charged on every reward redemption request

  • Foreign Currency Markup

  • 3.5% per month or 42% annually

  • Interest Rates

  • 3.40% per month or 40.8% annually

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel transactions across the country

  • Cash Advance Charges

  • 2.50% of the withdrawn amount or the subject to a minimum of Rs. 300 charges

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

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2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
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We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )