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ICICI Bank

ICICI Bank Parakram Credit Card

ICICI Bank Parakram Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Travel | Shopping

Product Details

  • 5X reward points on your every Rs. 100 spent on CSDs, groceries, and departmental stores (max capped at 400 points per month).

  • 1 reward point for every Rs. 100 spent on all other applicable expenses.

  • Fuel, ATM withdrawal, balance transfer, cash withdrawal, EMIs, PLCC, fee, and other charges are not eligible to earn reward points.

  • Complimentary domestic railway lounge access, max capped 2 per quarter only if you spend a minimum of Rs. 5,000 in the previous calendar quarter.

  • 1% fuel surcharge waiver on all fuel transactions across the country.

  • Personal accident insurance of Rs. 2 Lakh.

  • Air Accident Cover of Rs. 20 Lakh.

  • Up to 3 add-on credit cards with no added fee.

  • Dining benefits with ICICI Bank Culinary Treats Programme.

Rewards & Benefits

  • Movie & Dining

  • Dining benefits with ICICI Bank Culinary Treats Programme

  • Rewards Rate

  • 5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses

  • Reward Redemption

  • Rs. 99 will be charged on every reward redemption request

  • Travel

  • 2 Complimentary domestic railway lounge access

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 Complimentary domestic railway lounge access

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh

  • Zero Liability Protection

  • Cardholder will not be liable for any transactions made with the card, once the theft or misplacement is reported

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs. 99 per reward redemption request

  • Rewards Redemption Fee

  • Rs. 99 per reward redemption request

  • Foreign Currency Markup

  • 3.5% per month or 42% annually

  • Interest Rates

  • 3.40% per month or 40.8% annually

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel transactions

  • Cash Advance Charges

  • 2.50% of the withdrawn amount or a minimum of Rs. 300

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )