Movie & Dining

25% discount up to Rs. 100 on movie ticket booking on BookMyShow. Get up to 15% discount on dining.

Rewards Rate

1 Reward Point per Rs. 100 you spend on utilities & insurance related spends, and 2 Reward Points per Rs. 100 spent elsewhere.

Reward Redemption

The Reward Points are redeemable against an array of categories, and cash back at a rate of 1 Reward Point = Re. 0.25.

Travel

You get complimentary access to the airport and railway lounges every quarter.

Golf

N/A

Domestic Lounge Access

1 Domestic Lounge Access Every Quarter (4 Each Year)

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

The bank provides protection to its customer in case of loss or theft of credit card if reported within a stipulated time provided by the bank.

Spend Based Waiver

You get a spend-based waiver in case the annual spend is more than 1,50,000 in the previous year.

Rewards Redemption Fee

Rs. 99 per redemption request

Rewards Redemption Fee

Rs. 99 per redemption request

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.4% per month (40.80% per annum)

Fuel Surcharge

You get a fuel surcharge waiver of 1% across all HPCL petrol stations in India. This offer valid for transaction up to Rs 4,000/-

Cash Advance Charges

2.5% of the transaction amount or subject to a minimum fee of Rs.300

Add-on Card Fee

Nil