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HSBC Smart Value Credit Card

HSBC Smart Value Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

3 complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, 10% cashback up to Rs. 1,000, and 50% discount on Google Pay.

Best suited for

Shopping

Product Details

  • Lifetime free credit card.

  • 10% cashback up to Rs. 1,000 within the first 30 days of card membership.

  • Earn up to 3 Reward Points on every spend of Rs. 100 using the HSBC Smart Value Credit Card.

  • Complimentary airport lounge access as an introductory offer.

  • Amazon gift voucher worth Rs. 500 as a welcome benefit.

  • Variable interest rates.

  • Cashback offers on achieving monthly spend milestones.

  • 1% fuel surcharge waiver.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.

  • Reward Redemption

  • You can redeem the reward points via the HSBC Rewards portal with the value of 1 Reward Point = up to Re. 0.35.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • Zero liability of the cardholder for fraudulent transactions taking place post the loss or theft of the card is the same is reported to the bank within the prescribed time frame.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Rs. 50 per redemption request.

  • Rewards Redemption Fee

  • Rs. 50 per redemption request.

  • Foreign Currency Markup

  • 3.5% on all foreign currency transactions.

  • Interest Rates

  • 1.99% to 3.49% per month.

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel transactions.

  • Cash Advance Charges

  • 2.5% of the withdrawn amount subject to a minimum of Rs. 500.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )