Movie & Dining

Buy 1 Get 1 Free offer on movies on Saturdays & Up to 15% discount at over 1,000 restaurants across major cities in India.

Rewards Rate

Cashback of 1.5%on online spends and 1% cashback on all other spends.

Reward Redemption

The cashback is credited back within 45 days of the card's statement date.

Travel

NA

Golf

NA

Domestic Lounge Access

4 complimentary domestic lounge access per annum (one each quarter)

International Lounge Access

NA

Insurance Benefits

Insurance cover worth Rs. 3,00,000 against misuse of the card from up to 24 hours prior to the time of reporting the loss of card.

Zero Liability Protection

No liability of the cardholder against any deceitful transaction in case of loss or theft of the card is the same is reported to the bank within the time prescribed by the bank.

Spend Based Waiver

Renewal fee waived on expenditure of Rs. 2,00,000 in the previous year

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% + GST on all foreign currency spends

Interest Rates

3.49% per month (41.88% annually)

Fuel Surcharge

1% fuel surcharge is applicable

Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.

Add-on Card Fee

Nil