Movie & Dining

NA

Rewards Rate

2% & 1% cashback in the form of NeuCoins while shopping on Tata and non-Tata Brands respectively. Additional 5% back as NeuCoins on the Tata Neu app or website.

Reward Redemption

The earned NeuCoins can be redeemed via the Tata Neu application or website on specified Tata brands.

Travel

Complimentary access to domestic airport lounges.

Golf

NA

Domestic Lounge Access

4 complimentary visits to the domestic airport lounges, limited to 1 visit per quarter.

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

Cardholders will not be held liable for any fraudulent transaction that takes place through their credit card in the event of loss or theft of the card if the same is reported to the bank within 7 days from the date of loss or theft.

Spend Based Waiver

The renewal fee of Rs. 499 is eligible for a waiver if the cardholder spends an amount increasing Rs. 1 Lakh in the previous year.

Rewards Redemption Fee

Rs. 99 per redemption request

Rewards Redemption Fee

Rs. 99 per redemption request

Foreign Currency Markup

3.5% on the cross currency transactions

Interest Rates

3.75% per month (45% annually)

Fuel Surcharge

1% of the fuel surcharge will be waived off on fuel transactions.

Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

Add-on Card Fee

Nil