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HDFC Bank

Paytm HDFC Bank Mobile Credit Card

Paytm HDFC Bank Mobile Credit Card

  • Joining Fee :

    Rs. 29 + GST

  • Renewal Fee :

    Rs. 29 + GST (per month)

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • A cashback of 1%-2% on your spends on the Paytm app.

  • An assured cashback of 0.5% on all other retail spends.

  • Get all exclusive benefits of the Paytm HDFC Credit Card on achieving the milestone spend.

  • Spend-based waiver of the monthly membership fee.

  • 1% fuel surcharge waiver on all transactions above Rs. 250.

Rewards & Benefits

  • Movie & Dining

  • Up to 20% discount on partner restaurants via Dineout.

  • Rewards Rate

  • 2% cashback on Paytm mall, movies & Mini app, 1% cashback on other spends on Paytm app, and 0.5% cashback on all other spends.

  • Reward Redemption

  • Redeem your Cashpoints as Cashback along with other redemption options.Re.1 Cashpoint =Re.1 Cashback for redemption against the statement balance. Re.1 Cashpoint = Re.0.3 for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • Cardholders will not be liable for any fraudulent transactions made on their card if the loss is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • The monthly fee is waived off on spending Rs. 2,500 or more in the previous month.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all foreign currency transactions

  • Interest Rates

  • 3.75% per month (45% annually)

  • Fuel Surcharge

  • 1% fuel surcharge waiver capped at Rs. 250 per month.

  • Cash Advance Charges

  • 2.5% of the transacted amount subject to a minimum of Rs. 500.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )