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HDFC Bank

Paytm HDFC Bank Credit Card

Paytm HDFC Bank Credit Card

  • Joining Fee :

    Rs. 500 + GST

  • Renewal Fee :

    Rs. 500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Get complimentary Paytm First Membership as a welcome gift on making your first transaction worth Rs. 100 or more.

Best suited for

Shopping

Product Details

  • Paytm First membership as a welcome gift.

  • Get up to 3% cashback on Paytm recharge, utility, movies, and Mini App spends.

  • Get up to 2% cashback on other Paytm spends

  • Get up to 1% cashback on other retail spends

  • Earn a cashback of up to Rs. 1,200 annually under the milestone program.

  • Spend-based waiver of monthly membership fee.

  • 1% fuel surcharge waiver up to Rs. 250 per month.

Rewards & Benefits

  • Movie & Dining

  • Up to 20% discount in partner restaurants via Dineout

  • Rewards Rate

  • 3% cashback Paytm mall, Paytm movies & mini app, 2% cash back on other purchases on Paytm app, and 1% cashback on all other spends.

  • Reward Redemption

  • The earned cashback is sent to the cardholders in the form of Paytm vouchers or Redeem your Cashpoints as Cashback along with other redemption options.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • The cardholders have zero liability on any fraudulent transactions made on their card once they report the loss of the card to the bank.

Fees & Charges

  • Spend Based Waiver

  • Monthly fee of Rs. 50 is waived off on spending Rs. 5,000 or more in a month.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all international transactions

  • Interest Rates

  • 3.6% per month (43.2% per annum)

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel transactions worth Rs. 400 or more.

  • Cash Advance Charges

  • 2.5% of the cash amount withdrawn or Rs. 500 (whichever is higher)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )