Home / Credit cards /

HDFC Bank

InterMiles HDFC Bank Platinum Credit Card

InterMiles HDFC Bank Platinum Credit Card

  • Joining Fee :

    Rs. 1,000 + GST

  • Renewal Fee :

    Rs. 1,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Earn up to 3,000 Bonus InterMiles as a welcome gift on the basis of your spending.

Best suited for

Travel

Product Details

  • Welcome benefit of up to 3,000 InterMiles

  • Discount vouchers on hotel and flight bookings

  • 4 InterMiles on every Rs. 150 spent on retail purchases made through InterMiles HDFC Bank Platinum Credit Card

  • 8 InterMiles for every Rs. 150 spent on booking flights and hotels through the InterMiles website.

  • 5% discount on Etihad Airways Economy class tickets and 5x InterMiles for Etihad Airways tickets booked through the intermiles website.

  • Complimentary domestic lounge visits every year.

  • Spend based waiver of the annual fee.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • Earn 4 InterMiles for every Rs. 150 spent on retail transactions and 8 InterMiles on every Rs. 150 spent on Hotel and Flight booking through intermiles.com

  • Reward Redemption

  • The InterMiles that you have been rewarded with can easily be redeemed through www.intermiles.com.

  • Travel

  • Complimentary domestic lounge access

  • Golf

  • NA

  • Domestic Lounge Access

  • Complimentary Lounge Access at domestic airports - 8 times in a calendar year, maximum 2 times in a quarter

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • For any fraudulent transaction post the loss of the card, the cardholder will not be liable if the loss of card is reported to the 24-hour call centre immediately.

Fees & Charges

  • Spend Based Waiver

  • The renewal fee can be waived off if you have spent Rs. 2.50 Lakhs or more in the previous year.

  • Rewards Redemption Fee

  • NA

  • Rewards Redemption Fee

  • NA

  • Foreign Currency Markup

  • 3.5% (plus applicable taxes)

  • Interest Rates

  • 3.6% per month (or 43.2% annually)

  • Fuel Surcharge

  • Fuel surcharge waiver of 1% on a minimum spend of Rs. 400 (waiver maximum up-to Rs. 250 per billing cycle) at all the petrol pumps across India

  • Cash Advance Charges

  • 2.5% of amount withdrawn or Rs. 500 whichever is higher

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )