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HDFC Bank

HDFC Bank UPI RuPay Credit Card

HDFC Bank UPI RuPay Credit Card

  • Joining Fee :

    Rs. 99 + GST

  • Renewal Fee :

    Rs. 99 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • 3% Cashpoints on supermarket, dining, grocery, and PayZapp spends

  • 2% Cashpoints on Utility spends

  • 1% Cashpoints on other spends excluding some spend categories

  • Up to 50 days of interest-free credit period

  • Renewal fee waiver on spending Rs. 25000 or more in the previous year

Rewards & Benefits

  • Movie & Dining

  • 3% Cashpoints on Dining spends

  • Rewards Rate

  • 3% Cashpoints on groceries, dining, and supermarket spends2% Cashpoints on utility spends1% Cashpoints on other spends, with some exclusions

  • Reward Redemption

  • The Cashpoints can be redeemed against card statement balance, hotel and flight ticket bookings, on the Smartbuy rewards portal, where 1 Cashpoints = Rs. 0.25

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • Cardholders are not liable for fraud transactions if they report about the card loss or theft in a timely manner

Fees & Charges

  • Spend Based Waiver

  • Renewal fee is waived off on spending Rs.25,000 or more in the previous year

  • Rewards Redemption Fee

  • Rs. 99 plus taxes

  • Rewards Redemption Fee

  • Rs. 99 plus taxes

  • Foreign Currency Markup

  • 3.5% of the transactions amount

  • Interest Rates

  • 3.6% per month or 43.2% per annum

  • Fuel Surcharge

  • NA

  • Cash Advance Charges

  • 2.5% of the withdrawal amount or Rs. 500, whichever is higher

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )