Movie & Dining

Special offers at premium restaurants with the Good Food Trail dining program across top cities.

Rewards Rate

For every Rs. 150 spent, you will get 4 Reward Points.

Reward Redemption

1 RP = Re. 0.30 for flight/hotel bookings via SmaryBuy, 1 RP = 0.3 Airmile, 1 RP = Re. 0.25 when redeemed against products and vouchers, 1 RP = Re. 0.15 for redemption against cashback.

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

Air accidental cover amounting to Rs 50 lakh, emergency overseas hospitalization cover worth up to Rs 10 lakh, credit liability cover worth up to Rs 5 lakh

Zero Liability Protection

No liability against any fraudulent transaction done after the loss or theft of the card is reported to the bank.

Spend Based Waiver

Waived off if an amount exceeding Rs. 1 Lakh is spent using this credit card.

Rewards Redemption Fee

Rs. 99

Rewards Redemption Fee

Rs. 99

Foreign Currency Markup

2% on all forex transactions

Interest Rates

3.6% monthly (or 43.2% annually)

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500, higher of the two.

Add-on Card Fee

Nil