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HDFC Bank

HDFC Bank MoneyBack Plus Credit Card

HDFC Bank MoneyBack Plus Credit Card

  • Joining Fee :

    Rs. 500 + GST

  • Renewal Fee :

    Rs. 500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

500 CashPoints

Best suited for

Shopping

Product Details

  • 500 CashPoints on activating the card as a welcome gift.

  • 2 CashPoints for every Rs. 150 you spend with the card (except fuel, wallet reloads, prepaid card reloads and voucher purchases).

  • 5X CashPoints for EMI transactions at select merchant outlets.

  • 10X CashPoints on partner brands including Amazon, Flipkart, Reliance Smart Store, Big Basket and Swiggy.

  • Gift voucher worth Rs. 500 on spends of Rs. 50,000 in a calendar quarter (max benefit of Rs. 2,000 in a year).

  • Up to 15% off on dining at over 2,000 premium restaurants in select cities.

  • Get a waiver on the annual fee on an annual expenditure of a minimum of Rs. 50,000.

  • A 1% waiver on fuel surcharge.

Rewards & Benefits

  • Movie & Dining

  • Up to 15% off on dining at over 2,000 premium restaurants.

  • Rewards Rate

  • 2 CashPoints for every Rs. 150 you spend on retail purchases, 5X CashPoints per EMI spends at select merchants, 10X CashPoints on partner brands.

  • Reward Redemption

  • CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines' AirMiles

  • Travel

  • N/A

  • Golf

  • N/A

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • No liability for the cardholder towards the transactions done on a lost/stolen card if the issue is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • Renewal fee waived off on spending Rs. 50,000 or more in the previous year

  • Rewards Redemption Fee

  • Rs. 99 per redemption request

  • Rewards Redemption Fee

  • Rs. 99 per redemption request

  • Foreign Currency Markup

  • 3.5 % of the transacted amount

  • Interest Rates

  • 3.6% per month (or 43.2% annually)

  • Fuel Surcharge

  • 1% fuel surcharge waiver applicable on all fuel transactions

  • Cash Advance Charges

  • 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

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2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

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Ways to earn
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₹20
Min. withdrawal amount ( UPI )