Movie & Dining

Up to 20% off via Swiggy Dineout

Rewards Rate

Get 1 CashPoint for every Rs. 150 spent on all purchases, earn 5x CashPoints on EMI transactions at merchant outlets, and 10x CashPoints on Big Basket, Swiggy, BookMyShow, Oyo, Uber, and more.

Reward Redemption

1 CashPoint = Re. 0.15 for redemption on SmartBuy or cashback.

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

Cardholders shall not be liable for any fraudulent transaction made with the card post reporting the loss of the card to the bank.

Spend Based Waiver

Rs. 50,000 spent in the previous year

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Foreign Currency Markup

3.5% on the conversion amount (plus applicable taxes)

Interest Rates

3.6% per month (or 43.2% per annum), 0.99% for the first 90 days.

Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000

Cash Advance Charges

2.50% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Add-on Card Fee

Nil