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HDFC Bank

HDFC Bank Easy EMI Credit Card

HDFC Bank Easy EMI Credit Card

  • Joining Fee :

    Rs. 500 + GST

  • Renewal Fee :

    Rs. 500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

500 CashPoints

Best suited for

Shopping

Product Details

  • A welcome bonus of 500 CashPoints.

  • A cashback of 5% on Amazon, Flipkart, Hotel, and Flight bookings on shopping through Payzapp using your HDFC Bank Easy EMI Credit Card.

  • A cashback of 2.5% on all online purchases and 1% cashback on offline purchases.

  • All the spends of Rs. 10,000 or above are automatically converted to Easy EMI.

  • Spend-based waiver of joining fee and renewal fee.

  • 1% fuel surcharge waiver.

  • Gift vouchers worth Rs. 1,000 on spending Rs. 1,00,000 or more in one calendar quarter.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 2.5% cashback on all online purchases. 1% cashback on all offline purchases.

  • Reward Redemption

  • 1 CashPoint = Re. 1 for redemption against cash and product/vouchers, 1 CashPoint = Rs. 0.30 for redemption against flight/hotel bookings.

  • Travel

  • N/A

  • Golf

  • N/A

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • Zero Liability Protection is provided in the case of a lost/stolen card if reported to the HDFC Bank within 24 hours after losing the card.

Fees & Charges

  • Spend Based Waiver

  • The joining fee is waived off on spending Rs. 20,000 or more within the first 90 days after receiving the card. Renewal fee waived off on spending Rs. 50,000 or more in the previous year.

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes)

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes)

  • Foreign Currency Markup

  • 3.5% on all foreign currency transactions (plus applicable taxes)

  • Interest Rates

  • 3.6% per month (43.2% per annum)

  • Fuel Surcharge

  • 1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 5,000 (maximum benefit of Rs. 250 in a month).

  • Cash Advance Charges

  • 2.5% of the amount transacted or Rs. 500 (whichever is higher)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )