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HDFC Bank Doctor’s Regalia Credit Card

HDFC Bank Doctor’s Regalia Credit Card

  • Joining Fee :

    Rs. 2,500 + GST

  • Renewal Fee :

    Rs. 2,500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

You get 2,500 Reward Points as a welcome gift

Best suited for

Shopping

Product Details

  • 2,500 Reward Points as Welcome Benefit.

  • 4 Reward Points on every Rs. 150 spent.

  • Complimentary airport lounge access worldwide with complimentary Priority Pass membership

  • Low foreign currency markup fee at 2%.

  • Doctor’s Regalia Credit Card provides you protection worth up to Rs. 20 Lakh against costs arising due to professional negligence.

  • Travel insurance benefit in case of air accident worth Rs. 1 Crore.

  • Credit Liability Cover of up to Rs. 9 Lakhs.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • Earn 4 Reward Points on every Rs. 150 spent on all retail transactions

  • Reward Redemption

  • Reward points can easily be redeemed for hotel and flight bookings, premium products and vouchers through HDFC regalia Rewards Points can also be redeemed against cash

  • Travel

  • You get to enjoy complementary access to domestic and international lounge using HDFC Bank Doctor’s Regalia Credit Card

  • Golf

  • NA

  • Domestic Lounge Access

  • Complimentary Lounge Access at airports across India - 12 times in a calendar year

  • International Lounge Access

  • 6 Complimentary International lounge visits using the Priority Pass Membership

  • Insurance Benefits

  • Air accident insurance worth Rs. 1 Crore, Emergency overseas hospitalization cover worth up to Rs. 15 Lakhs, Credit liability cover worth up to Rs 9 Lakhs

  • Zero Liability Protection

  • NA

Fees & Charges

  • Spend Based Waiver

  • Upon spending Rs. 3 Lakhs or more in the previous year, renewal fee of Rs. 2,500 for HDFC Bank Doctor’s Regalia Credit Card will be waived off

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes)

  • Rewards Redemption Fee

  • Rs. 99 (plus applicable taxes)

  • Foreign Currency Markup

  • 2% (plus applicable taxes)

  • Interest Rates

  • 3.49% per month (or 41.88% annually)

  • Fuel Surcharge

  • Fuel surcharge waiver of 1% on a minimum and maximum spend of Rs. 400 and Rs. 5000 respectively at all the petrol pumps across India

  • Cash Advance Charges

  • 2.5% of amount withdrawn or Rs. 500 whichever is higher

  • Add-on Card Fee

  • Nil

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₹20 is the minimum earnings required for withdrawal

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