Movie & Dining

Benefits with Good Food Trails Program and 2X RPs on Weekend Dining

Rewards Rate

Earn 5 RPs on Spends of Rs. 150 and 10X RPs on Spends Made on Smart Buy

Reward Redemption

Redeem Rewards on SmartBuy or for Airmiles and Cashback

Travel

Unlimited Lounge Access for Primary and Add-On Cardholders

Golf

6 Complimentary Golf Games Each Quarter

Domestic Lounge Access

Unlimited Complimentary Domestic Lounge Visits Across India

International Lounge Access

Unlimited Complimentary International Lounge Visits Across the World

Insurance Benefits

Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh.

Zero Liability Protection

Credit Liability Cover Up to Rs. 9 Lakh.

Spend Based Waiver

Spends of Rs. 8 Lakh in a Year to Waive Renewal Fee

Rewards Redemption Fee

N/A

Rewards Redemption Fee

N/A

Foreign Currency Markup

2% of Transaction Amount

Interest Rates

1.99% Monthly & 23.88% Annually

Fuel Surcharge

N/A

Cash Advance Charges

2.5% of the Total Amount or Rs. 500 (Whichever is Higher)

Add-on Card Fee

N/A