Movie & Dining

N/A

Rewards Rate

3 Reward Points per Rs. 150 spent and 6 Reward Points per Rs. 150 spent on shopping, mobile recharge, and hotel bookings.

Reward Redemption

The Reward Points you earn can be redeemed against various options from the HDFC Rewards catalog.

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

NA

Insurance Benefits

N/A

Zero Liability Protection

The cardholder will not be liable for any unauthorized transactions made on his/her card once the loss is reported to the bank.

Spend Based Waiver

The joining fee is waived off on spending Rs. 15,000 or more within the first 90 days and the renewal fee is waived off if a minimum of Rs. 1 lakh were spent in the previous year

Rewards Redemption Fee

Rs. 99 on every redemption request (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 on every redemption request (plus applicable taxes)

Foreign Currency Markup

3.5% on all foreign currency spends (plus applicable taxes)

Interest Rates

3.6% per month (or 43.2% per annum)

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions above Rs. 400 (max waiver capped at Rs. 500)

Cash Advance Charges

2.5% of the amount withdrawn, subject to a minimum charge of Rs. 500

Add-on Card Fee

Nil