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DBS Bank

DBS Spark Credit Card

DBS Spark Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

2500 Cash Points

Best suited for

Shopping

Product Details

  • This card comes with three variants, which can be availed at a fee of Rs. 499, Rs. 999, and Rs. 1,499.

Rewards & Benefits

  • Movie & Dining

  • BOGO on Movie Bookings

  • Rewards Rate

  • 2 Cash Points/Rs. 200 Across All Three Variants

  • Reward Redemption

  • 1 Cash Point = Rs. 0.20. Redemption at DBS Delights

  • Travel

  • N/A

  • Golf

  • N/A

  • Domestic Lounge Access

  • One Free Visit Each Quarter (4 Per Year)

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • Cardholder Will Not Be Liable for Any Fraudulent Transaction if the Card is Reported Lost or Stolen to the Bank in a Timely Manner

Fees & Charges

  • Spend Based Waiver

  • Renewal Fee at Spends of Rs. 1,50,000

  • Rewards Redemption Fee

  • Rs. 99 + GST

  • Rewards Redemption Fee

  • Rs. 99 + GST

  • Foreign Currency Markup

  • 3.5%

  • Interest Rates

  • 3.5% - 4% Per Month (42% - 48% Per Annum)

  • Fuel Surcharge

  • 1% Fuel Surcharge Waiver

  • Cash Advance Charges

  • 2.5% of the Amount Withdrawn

  • Add-on Card Fee

  • Free

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )