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CITI Bank

First Citizen Citi Credit Card

First Citizen Citi Credit Card

  • Joining Fee :

    Rs. 500 + GST

  • Renewal Fee :

    Rs. 500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

3 Shoppers Stop vouchers worth Rs. 500 each, and 500 First Citizen Reward Points on your first transaction.

Best suited for

Shopping

Product Details

  • 500 First Citizen Points on your first purchase if done within 30 days after receiving the card.

  • 14 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on private brand apparel.

  • 10 First Citizen Reward points on every spend of Rs. 200 at Shoppers Stop on other brands.

  • 2 First Citizen Reward Points on every other spend of Rs. 200.

  • The annual fee is waived off on spending Rs. 30,000 or more in the previous year.

  • Several other privileges including complimentary parking at Shoppers Stop.

  • 1% fuel surcharge waiver.

Rewards & Benefits

  • Movie & Dining

  • Get up to a 20% discount on dining at various participating restaurants.

  • Rewards Rate

  • 14 First Citizen Reward Points on every Rs. 200 spent at Shoppers Stop and 10 First Citizen Reward points on every Rs. 200 spent at Shoppers Stop on other brands and 2 First Citizen Reward Points on every other spend of Rs. 200.

  • Reward Redemption

  • The First Citizen points earned will be automatically transferred to the Shoppers stop, and you can redeem the points available at Shoppers Stop instantly. 1 First Citizen Point = Re. 0.60.

  • Travel

  • Up to 15% discount and cashback on flights through Makemytrip, booking.com, and many more.

  • Golf

  • N/A

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • You get zero liability protection in case of a lost/stolen card once you report your loss to the Citi Bank through their 24x7 helpline number.

Fees & Charges

  • Spend Based Waiver

  • You can get the renewal fee waived off if you spend Rs. 30,000 or more in the previous year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all foreign currency spends

  • Interest Rates

  • 3.75% per month

  • Fuel Surcharge

  • 1% fuel surcharge which is waived on Authorized IOCL Outlets

  • Cash Advance Charges

  • 2.5% of the transacted amount or Rs. 500 (whichever is higher)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )