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CITI Bank

Citibank Prestige Credit Card

Citibank Prestige Credit Card

  • Joining Fee :

    Rs. 20,000 + GST

  • Renewal Fee :

    Rs. 20,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

2,500 bonus reward points and a benefit worth Rs. 10,000 from ITC hotels or the Taj group.

Best suited for

Travel

Product Details

  • Welcome benefit of 2,500 bonus reward points at the time of joining.

  • An annual benefit worth Rs. 10,000 from Taj group / ITC hotels every year.

  • 1 reward point for every Rs. 100 on domestic spends.

  • 2x reward points on international spends.

  • Reward points redeemable for gift vouchers and gadgets, transferable to frequent flyer points, hotel loyalty programs, and many more categories.

  • Complimentary Taj Epicure and Taj InnerCircle membership.

  • Unlimited airport lounge access around the world with Priority Pass for primary as well as add-on card members.

  • Citi concierge service for day-to-day tasks.

  • Overseas medical insurance cover worth USD 50,000.

  • Lost card protection worth Rs. 10 lakh.

Rewards & Benefits

  • Movie & Dining

  • Up to 50% off on movie ticket bookings on BookMyShow.

  • Rewards Rate

  • 1 Reward Points for every Rs. 100 on domestic spends, 2 Reward Points for every Rs. 100 on international spends.

  • Reward Redemption

  • 1 Reward Point = Re. 1, 1 RP = 4 Airmiles for redemption against airmiles, 1 RP = 1 Taj InnerCircle point and 1 reward point = 4 IHG points.

  • Travel

  • Unlimited complimentary airport lounge access worldwide through the Priority Pass, a complimentary extra night at any hotel around the world (for min. 4 nights stay).

  • Golf

  • 4 complimentary rounds and lessons of golf annually at over 15 golf destinations in India, and an additional golf lesson for every Rs. 50,000 spent.

  • Domestic Lounge Access

  • Unlimited with Priority Pass (for primary and add-on cardholders)

  • International Lounge Access

  • Unlimited with Priority Pass (for primary and add-on cardholders)

  • Insurance Benefits

  • Air accident cover worth Rs. 5 crore, lost card protection worth Rs. 10,o00,000, overseas medical insurance worth USD 50,000.

  • Zero Liability Protection

  • Protection worth Rs. 10,00,000 from 96 hours prior to 48 hours post the reporting the loss of card.

Fees & Charges

  • Spend Based Waiver

  • N/A

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% (plus applicable taxes)

  • Interest Rates

  • 3.75% per month or 45% annually

  • Fuel Surcharge

  • 1% fuel surcharge waived at authorised Indian Oil outlets.

  • Cash Advance Charges

  • 2% of the withdrawn amount, subject to a minimum amount of Rs. 300.

  • Add-on Card Fee

  • Nil

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