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Citibank PremierMiles Credit Card

Citibank PremierMiles Credit Card

  • Joining Fee :

    Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)

  • Renewal Fee :

    Rs. 3,000 plus applicable taxes (complimentary for Citi Gold account holders)

  • Reward Type :

    Reward Points

Welcome Benefits

10,000 Miles on the spends of Rs. 1,000 or more in the first 2 months of card issuance.

Best suited for

Travel

Product Details

  • 10,000 Miles as a Welcome Benefit on the expenditure of Rs. 1000 or more using Citibank PremierMiles Credit Card within 60 days of issuance of the card.

  • 3,000 Miles every time the card membership is renewed.

  • 10 Miles for every Rs. 100 spent on airline transactions or on the bank’s Premier Miles portal with Citibank PremierMiles Credit Card.

  • 4 Miles/Rs. 100 spent for all other expenditures.

  • Miles redeemable on 100+ Airlines and transferable to other partner airlines/hotel loyalty programs.

  • Domestic lounge access at select airports across India.

  • Up to 20 % discount on bills at partner restaurants.

Rewards & Benefits

  • Movie & Dining

  • Up to 20% discount on dining bills at partner restaurants.

  • Rewards Rate

  • 10 Miles/Rs. 100 spent for airline transactions and 4 Miles/Rs. 100 spent for all other transactions. No Miles earned on certain spends categories (details below).

  • Reward Redemption

  • 1 Mile = 0.5 AirMile for partner airlines, 1 Mile = Re. 0.45 for travel related categories, 1 Mile = Re. 0.30 for utility, fuel and retail categories, and 1 Mile = Re. 0.20 for other categories.

  • Travel

  • Miles earned can be used to make travel bookings or transfer to various hotel/flight loyalty programs, complimentary domestic airport lounge access

  • Golf

  • N/A

  • Domestic Lounge Access

  • 6 domestic lounge access/quarter with MasterCard variant.8 domestic lounge access/quarter with Visa Signature variant.

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • Personal air accident cover worth Rs. 1,00,00,000.

  • Zero Liability Protection

  • Zero liability protection (limited to Rs. 10 lacs) against fraudulent usage up to 2 days prior to the card block date.

Fees & Charges

  • Spend Based Waiver

  • N/A

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% of the transaction amount

  • Interest Rates

  • 3.75% per month (or 45% per annum)

  • Fuel Surcharge

  • 1% fuel surcharge reversed at authorized Indian Oil refill stations

  • Cash Advance Charges

  • 2% or the amount withdrawn, subject to a minimum charge of Rs. 300

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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