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CITI Bank

Citi Rewards Credit Card

Citi Rewards Credit Card

  • Joining Fee :

    Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)

  • Renewal Fee :

    Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)

  • Reward Type :

    Reward Points

Welcome Benefits

Up to 2,500 Reward Points

Best suited for

Shopping

Product Details

  • Up to 2,500 Reward Points as a welcome gift.

  • 1 Reward Points per Rs. 125 you spend.

  • 10x Reward Points on apparel & departmental stores.

  • Get 300 bonus Reward Points by spending Rs. 30,000 or more every month.

  • Spend Rs. 30,000 or more in the previous year and the renewal fee for the card can be waived off.

  • 1% fuel surcharge waiver on all fuel transactions.

Rewards & Benefits

  • Movie & Dining

  • A discount of up to 20% on dining at partnered restaurants.

  • Rewards Rate

  • 1 Reward point for spending Rs. 125 and 10 Reward Points on Rs. 125 you spend on departmental stores.

  • Reward Redemption

  • The Reward Points are redeemable against Air Miles, product catalog, or cash back whenever you want with a rate of 1 RP = up to Re. 0.30.

  • Travel

  • N/A

  • Golf

  • N/A

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • The card member will not be liable for any unauthorized transactions made on the card once the card is reported lost/stolen to the bank.

Fees & Charges

  • Spend Based Waiver

  • Get the renewal fee waiver on spending Rs. 30,000 or more in the previous year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all foreign currency spends

  • Interest Rates

  • 3.75% per month (45% per month)

  • Fuel Surcharge

  • 1% fuel surcharge is waived off at all Indian Oil outlets for a minimum fuel transaction of Rs. 10.

  • Cash Advance Charges

  • 2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )