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CITI Bank

Citi Cash Back Credit Card

Citi Cash Back Credit Card

  • Joining Fee :

    Rs. 500 + GST

  • Renewal Fee :

    Rs. 500 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

N/A

Best suited for

Shopping

Product Details

  • Get a 0.5% cashback on all your spending.

  • Get a 5% cashback on your telephone bill payments & movie ticket purchases.

  • The cashback of 5% on utility bill payments is applicable through Citibank Online Bill Pay only

  • Automatic adjustment of the cashback earned against the card’s statement balance in multiples of Rs. 500.

  • Up to 20% off on dining bills at the participating restaurants.

  • 1% fuel surcharge will be waived off on fuel transactions at fuel stations in India.

Rewards & Benefits

  • Movie & Dining

  • 20% off on dining bills while paying dining bills at the partner restaurants.

  • Rewards Rate

  • 5% cashback while paying utility bills, booking movie tickets, and telephone bills. 0.5% cashback while spending on all other categories.

  • Reward Redemption

  • Cashback will be automatically credited to your account in multiples of Rs. 500.

  • Travel

  • N/A

  • Golf

  • N/A

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • No liability of the cardholder in case of fraudulent transactions done using this credit card if the loss or theft of the card is reported to the bank within the prescribed time period.

Fees & Charges

  • Spend Based Waiver

  • N/A

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% of transaction amount

  • Interest Rates

  • 3.75% per month

  • Fuel Surcharge

  • 1% fuel surcharge waived off at authorized IndianOil Corporation outlets.

  • Cash Advance Charges

  • 2.5% of the cash withdrawn, or Rs. 500, higher of the two.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )