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Bank of Baroda

Indian Army Yoddha BoB Credit Card

Indian Army Yoddha BoB Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

Get 6-month complimentary Fitpass Pro membership and free Zomato Pro membership on activating the card within 30 days of issuance.

Best suited for

Travel | Shopping

Product Details

  • Lifetime free credit card.

  • Get a complimentary 6-month Fitpass Pro membership and free Zomato Pro annual membership as a welcome benefit.

  • Get up to 10 Reward Points on every spend of Rs. 100.

  • Get complimentary domestic lounge access every year.

  • Get complimentary golf games or lessons every year.

  • Get free Amazon Prime membership on achieving the spend milestone.

  • Insurance cover worth Rs. 20 lakhs against personal accident.

  • 1% fuel surcharge waiver on all fuel purchases.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.

  • Reward Redemption

  • The earned Reward Points are redeemable against several options available at the BoB Rewards portal at a rate of 1 Reward Point = Re. 0.25.

  • Travel

  • Get complimentary domestic lounge access every year.

  • Golf

  • Get 4 complimentary golf games/lessons every year.

  • Domestic Lounge Access

  • 8 free domestic lounge access every year (2 per quarter)

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Get a personal accident cover worth Rs. 20 lakhs

  • Zero Liability Protection

  • The cardholders are not liable for any fraudulent or unauthorized transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% of the total transaction amount

  • Interest Rates

  • 3.49% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver (up to Rs. 250 per month) on all fuel purchases between Rs. 400 and Rs. 5,000.

  • Cash Advance Charges

  • 2.5% or minimum Rs. 300 at domestic ATMs, and 3% or a minimum of Rs. 300 at international ATMs.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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₹20
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