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Bank of Baroda

ICAI Bank of Baroda Exclusive Credit Card

ICAI Bank of Baroda Exclusive Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

Get complimentary Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.

Best suited for

Travel | Shopping

Product Details

  • Earn 1,000 bonus Reward Points as a welcome benefit.

  • Complimentary 6 months Fit pass Pro membership.

  • Up to 5 Reward Points on every spend of Rs. 100.

  • Complimentary domestic lounge access every year.

  • Reduced forex markup fee of 2% only.

  • Personal accident covers worth Rs. 15 lakhs.

  • Earn 4,000 bonus rewards every quarter on achieving the spend milestone.

  • Get a 1% fuel surcharge waiver on all fuel spends.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.

  • Reward Redemption

  • The earned Reward points can be redeemed against various options available at the boB Rewards portal and against cashback also. 1 Reward point = Re. 0.25

  • Travel

  • Get complimentary domestic lounge access every year.

  • Golf

  • NA

  • Domestic Lounge Access

  • Get 3 complimentary domestic lounge access every quarter (12 per year)

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

  • Zero Liability Protection

  • The cardholders get a zero laibility prorection against a lost/stolen card on reporting the loss of card to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 2% of the total transaction amount

  • Interest Rates

  • 3.49% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver all fuel purchases between Rs. 400 and Rs. 5,000 (capped at Rs. 250 per statement cycle.

  • Cash Advance Charges

  • 2.5% of the withdrawn amount subject to a minimum of Rs. 300 at domestic ATMs and 3% of the withdrawan amount or Rs. 300 at international ATMs.

  • Add-on Card Fee

  • Nil

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₹20 is the minimum earnings required for withdrawal

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₹20
Min. withdrawal amount ( UPI )