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Bank of Baroda

HPCL Bank of Baroda (BoB) ENERGIE Credit Card

HPCL Bank of Baroda (BoB) ENERGIE Credit Card

  • Joining Fee :

    Rs. 499 + GST

  • Renewal Fee :

    Rs. 499 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

On spending Rs. 5,000 or more first 60 days after paying the joining fee, you get 2,000 Bonus RPs.

Best suited for

Fuel | Shopping

Product Details

  • 2000 Bonus Reward Points (Transaction based)

  • 24 Reward Points on every Rs. 150 spent on fuel purchases at HPCL pumps

  • 10 Reward Points on every Rs. 150 spent on departmental stores and groceries

  • 2 Reward Points on every Rs. 150 spent on all other categories

  • Additional 1.5% cashback on fuel purchases at HPCL pumps if paid through HP Pay Application

  • Complimentary domestic lounge access

  • 25% discount on movie ticket bookings

  • 1% fuel surcharge waiver on all fuel transcations

Rewards & Benefits

  • Movie & Dining

  • 25% off on the purchase of 2 movie tickets via Paytm movies

  • Rewards Rate

  • Get 24 Reward Points per Rs. 150 spent on fuel transactions at all the HPCL fuel stations. 10 Reward Points per Rs. 150 spent on groceries and departmental spends. 2 Reward Points per Rs. 150 spent on other categories.

  • Reward Redemption

  • The reward Points earned are redeemable for various options available on the BoB website and can be redeemed for cash as well. 1 RP = Rs. 0.25

  • Travel

  • Complimentary visits to airport lounges.

  • Golf

  • NA

  • Domestic Lounge Access

  • 4 Complimentary access to domestic lounges annually (1 visit every quarter)

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • Zero Liability Protection to the cardholder if the card is reported lost or stolen in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • Get renewal fee waived off on spending Rs. 50,000 or more in the preceding year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on all foreign transactions

  • Interest Rates

  • 3.49% pm (or 41.88% annually)

  • Fuel Surcharge

  • 1% at all fuel stations in India

  • Cash Advance Charges

  • 2.5% of the amount or Rs. 500, which ever is higher.

  • Add-on Card Fee

  • Nil

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