Movie & Dining

NA

Rewards Rate

1 RP on every spend of Rs. 100 and 5x Rewards on groceries, movies, and departmental stores.

Reward Redemption

Reward Points redeemable against cashback and various other options. 1 Reward Point = Re. 0.25.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

Get an air accidental cover worth Rs. 15 lakhs and non-air accident cover worth Rs. 5 lakhs.

Zero Liability Protection

Get a zero liability protection against a lost/stolen card if you report the loss of the card to the bank in a timely manner.

Spend Based Waiver

The renewal fee is waived on spending Rs. 25,000 or more in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.49% per month

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000

Cash Advance Charges

2.5% of the cash amount subject to a minimum of Rs. 300 (3% at international ATMs).

Add-on Card Fee

Nil