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Bank of Baroda

Bank of Baroda Varunah Credit Card

Bank of Baroda Varunah Credit Card

  • Joining Fee :

    Nil (for Varunah Card),Rs. 1,499 (for Varunah Plus Card)Rs. 2,499 (for Varunah Premium Card)

  • Renewal Fee :

    Nil (for Varunah Card),Rs. 1,499 (for Varunah Plus Card)Rs. 2,499 (for Varunah Premium Card)

  • Reward Type :

    Reward Points

Welcome Benefits

Complimentary Amazon Prime & Zomato Pro membership for one year and Fitpass Pro membership for 6 months (with Varunah Plus and Varunah Premium Credit Card), and 1,000 bonus Reward Points with the Varunah Premium Card.

Best suited for

Shopping

Product Details

  • Complimentary annual membership of Amazon prime and Zomato Pro.

  • Complimentary 6 months Fitpass Pro membership.

  • 1,000 bonus Reward Points as a welcome benefit (with the Varunah Premium Card).

  • Reward rate of up to 15 Reward Points on every spend of Rs. 100.

  • Complimentary domestic lounge access every year.

  • Low forex markup fee.

  • Spend-based waiver of the joining and annual fee.

  • Insurance covers worth up to Rs. 1 Crore.

  • 1% fuel surcharge waiver on all fuel transactions.

Rewards & Benefits

  • Movie & Dining

  • Exciting dining benefits with the Zomato Pro membership

  • Rewards Rate

  • Up to 15x Reward Points with the Varunah Premium Card, Up to 10x Reward Points with the Varunah Plus Card, and up to 5x Rewards with the Varunah Card.

  • Reward Redemption

  • The earned Reward points can be redeemed against a variety of options at a redemption rate of 1 Reward Point = Re. 0.25.

  • Travel

  • Complimenatry domestic lounge access every year with the Premium and Plus variant

  • Golf

  • NA

  • Domestic Lounge Access

  • Unlimited complimentary domestic lounge access (with the Premium variant), 3 complimentary domestic lounge access every quarter (with the plus variant)

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Air Accident cover worth Rs. 1 Crore with the premium variant.

  • Zero Liability Protection

  • NA

Fees & Charges

  • Spend Based Waiver

  • The annual fee is waived on spending Rs. 1.5 lakhs or more in the previous year

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 2% with Premium variant, 2.5% with plus variant and 3.5% with the basic Varunah Card

  • Interest Rates

  • 3.25% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000.

  • Cash Advance Charges

  • 2.5% of the withdrawn amount subject to a minimum of Rs. 300

  • Add-on Card Fee

  • Nil

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