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Bank of Baroda

Bank of Baroda Unnati Credit Card

Bank of Baroda Unnati Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • Lifetime free credit card.

  • Exclusively for Indian farmers.

  • 1 Reward Point on every spend of Rs. 100.

  • A reduced interest rate of 1.5% per month only.

  • Reward Points are redeemable against cashback.

  • 1% fuel surcharge waiver on all fuel spends.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 1 Reward Point on every spend of Rs. 100

  • Reward Redemption

  • The Reward Points earned using this card can be redeemed against cashback at a rate of 1 Reward Point = Re. 0.25.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • The cardholders will not be liable for any fraudulent transactions made against a lost/stolen card if the loss is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • NA (card can not be used for foreign transactions)

  • Interest Rates

  • 1.5% per month, i.e. 18% per annum

  • Fuel Surcharge

  • The card can not be used for fuel purchases

  • Cash Advance Charges

  • NA (the card can not be used for cash withdrawals)

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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₹20
Min. withdrawal amount ( UPI )