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Bank of Baroda

Bank of Baroda Swavlamban Credit Card

Bank of Baroda Swavlamban Credit Card

  • Joining Fee :

    NilRs. 250 (for non-delinquent cardmembers)

  • Renewal Fee :

    NilRs. 250 (for non-delinquent cardmembers)

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • Lifetime-free credit card.

  • 4 Reward Points on every spend of Rs. 100.

  • Use up to 105% of your credit limit.

  • 1% fuel surcharge waiver on all fuel purchases.

  • Insurance cover against accidental personal death.

  • Zero liability protection against lost/stolen card.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 1 Reward Point on every retail spend of Rs. 100.

  • Reward Redemption

  • The Reward Points earned using this credit card can be redeemed against cashback at a rate of 1 Reward Point = Re. 0.25.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • The cardholders get an insurance coverage against personal accidental death.

  • Zero Liability Protection

  • The cardholders won't be liable for fraudulent transactions against a lost/stolen card if the loss is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • The joining fee (if applicable) would be waived off on spending Rs. 2,500 within 60 days, and the annual fee (if applicable) would be waived off on spending Rs. 12,000 in the previous year.

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% of the transaction amount

  • Interest Rates

  • 3.49% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000. The maximum waiver is capped at Rs. 250.

  • Cash Advance Charges

  • 2.5% of the withdrawal amount subject to a minimum of Rs. 500.

  • Add-on Card Fee

  • Nil

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