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Bank of Baroda

Bank of Baroda Premier Credit Card

Bank of Baroda Premier Credit Card

  • Joining Fee :

    Rs. 1,000 + GST

  • Renewal Fee :

    Rs. 1,000 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Travel | Dining

Product Details

  • 2 reward points on every Rs 100 spent on all categories.

  • 5x reward points while spending categories such as dining, travel, and international transactions.

  • Complimentary Domestic Lounge Access at selected airports.

  • Insurance benefits covering personal accident death cover.

  • 1% fuel surcharge waiver on fuel transactions at all fuel stations across India.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.

  • Reward Redemption

  • You can redeem these rewards by logging into your Bank of Baroda net banking account and choose from multiple redemption options. 1 Reward Point = Re. 0.25.

  • Travel

  • N/A

  • Golf

  • NA

  • Domestic Lounge Access

  • 1 Complimentary Domestic Airport Lounge Access Every Quarter

  • International Lounge Access

  • NA

  • Insurance Benefits

  • You get a personal accidental death cover with this credit card

  • Zero Liability Protection

  • Protection against fraudulent transactions in case of loss or theft of the card, if informed to the bank within the specified time frame.

Fees & Charges

  • Spend Based Waiver

  • Fee waiver on spends of Rs. 1,20,000 in a year

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on the transaction amount

  • Interest Rates

  • 3.25% per month (39% per annum)

  • Fuel Surcharge

  • 1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.

  • Cash Advance Charges

  • 2.5% of the amount withdrawn subject to a minimum charge of Rs. 300.

  • Add-on Card Fee

  • Nil

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