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Bank of Baroda

Bank of Baroda ICSI Diamond Credit Card

Bank of Baroda ICSI Diamond Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

Get free Fit Pass Pro membership for 6 months and 1,000 bonus Reward Points.

Best suited for

Travel | Shopping

Product Details

  • Get a welcome benefit of 1,000 bonus Reward Points.

  • Complimentary 6 months Fit pass Pro membership.

  • Get up to 5 Reward Points on every Rs. 100 you spend.

  • Get free domestic lounge access every year.

  • Get a low forex markup fee of 2% only.

  • Get air accidental covers worth Rs. 15 lakhs.

  • Get additional 999 bonus Rewards every month.

  • Earn 3,999 bonus rewards every quarter as milestone benefits.

  • Get a 1% fuel surcharge waiver on all fuel spends.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.

  • Reward Redemption

  • The earned rewards can be redeemed against cashback at a rate of 1 Reward point = Re. 0.25.

  • Travel

  • Get free domestic lounge access every year

  • Golf

  • NA

  • Domestic Lounge Access

  • Get 12 complimentary domestic lounge access every year (3 per quarter)

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.

  • Zero Liability Protection

  • The cardholders get a zero liability protection against a lost or stolen card if they report the loss to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 2% of the total transaction amount

  • Interest Rates

  • 3.49% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel spends between Rs. 400 and Rs. 5,000

  • Cash Advance Charges

  • 2.5% (3% at international ATMs) of the withdrawn amount, subject to a minimum of Rs. 300.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

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₹20
Min. withdrawal amount ( UPI )