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Bank of Baroda

Bank of Baroda (BoB) Select Credit Card

Bank of Baroda (BoB) Select Credit Card

  • Joining Fee :

    Rs. 750 + GST

  • Renewal Fee :

    Rs. 750 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • 1 Reward Point per Rs. 100 spent (except on fuel).

  • 5 Reward Points per Rs. 100 spent on online transactions, utility bills, and dining.

  • Spend Rs. 7,500 in 2 months and get your joining fee waived off.

  • Spend Rs. 70,000 in a year and get a waiver on the renewal fees.

  • 1% waiver on fuel surcharge at all fuel stations.

  • Accidental death insurance cover.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 1 Reward Point per retail spend of Rs. 100 & 5 Reward Points per Rs. 100 you spend on utility bills, dining, and online purchases.

  • Reward Redemption

  • The earned reward points are redeemable against cash or various other options.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • An accidental death cover is provided.

  • Zero Liability Protection

  • The cardholder will not be liable for any unauthorized transactions made on the card if the loss is notified to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • Spend Rs. 7500 within 60 days of card issuance for joining fee waiver and spend Rs. 70,000 for the annual fee waiver

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% for all foreign currency transactions

  • Interest Rates

  • 3.25% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver for fuel transactions between Rs. 400 & Rs. 5,000.

  • Cash Advance Charges

  • 2.5% of the amount withdrawn or Rs. 300 (whichever is higher)

  • Add-on Card Fee

  • Nil

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