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Bank of Baroda

Bank of Baroda (BoB) Prime Credit Card

Bank of Baroda (BoB) Prime Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

Product Details

  • Guaranteed issuance against a fixed deposit of Rs. 15,000.

  • No joining/annual fee.

  • 4 Reward points on every retail purchase of Rs 100.

  • 1% fuel surcharge waiver on all fuel spends.

  • Complimentary personal accident insurance cover.

  • Lost card liability protection.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 2 RPs on every Rs 100 spent.

  • Reward Redemption

  • 1 Reward Point = Re. 0.25

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Cardholders get insurance coverage against personal accident.

  • Zero Liability Protection

  • The cardholders are not responsible for any unauthorized purchases reporting the loss of the card to the bank.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% on the total foreign conversion amount

  • Interest Rates

  • 3.25% per month (39% annually)

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000 at all petrol stations.

  • Cash Advance Charges

  • 2.5% of the withdrawn amount subject to a minimum charge of Rs. 300.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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₹20
Min. withdrawal amount ( UPI )