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Bank of Baroda

Bank of Baroda (BoB) Easy Credit Card

Bank of Baroda (BoB) Easy Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping | Food

Product Details

  • Lifetime free for a limited time period.

  • Earn 5X reward points on selected merchant categories like groceries, departmental stores, movies, etc.

  • Earn 1 reward point on other categories.

  • Earn 0.5% Reward Points on specific MCC categories.

  • This card can be linked to UPI.

Rewards & Benefits

  • Movie & Dining

  • NA

  • Rewards Rate

  • 5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories. 0.5 % RPs on other categories.

  • Reward Redemption

  • Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to Re. 0.25.

  • Travel

  • NA

  • Golf

  • NA

  • Domestic Lounge Access

  • NA

  • International Lounge Access

  • NA

  • Insurance Benefits

  • NA

  • Zero Liability Protection

  • It covers zero liability protection. To avail of this benefit, the cardholder has to inform the bank within 24 hours of the card loss or any other fraudulent transaction.

Fees & Charges

  • Spend Based Waiver

  • N/A

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5%

  • Interest Rates

  • 3.25% p.m.

  • Fuel Surcharge

  • Waiver of 1 % fuel surcharge on fuel transactions between Rs. 400 - Rs. 5000 at all petrol pumps all across India (Maximum Rs. 250).

  • Cash Advance Charges

  • At Domestic ATMs - 2.5% or Rs. 300

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )