Movie & Dining

30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program

Rewards Rate

2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores

Reward Redemption

Reward points can be redeemed for vouchers or products listed on the EDGE platform catalogue. Cardholders can transfer their reward points to partner Airmiles or points. Reward points can also be redeemed through Pay with Points via SMS or Online Pay with Point Redemption

Travel

Complimentary domestic lounge access for primary and add-on cardholders

Golf

NA

Domestic Lounge Access

2 complimentary domestic airport lounge access per quarter

International Lounge Access

NA

Insurance Benefits

Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage

Zero Liability Protection

Cardholders are not liable for fraud transactions if they report to the bank about losing their card in a timely manner

Spend Based Waiver

Renewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year

Rewards Redemption Fee

No fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions

Rewards Redemption Fee

No fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions

Foreign Currency Markup

3.5% of the total transaction amount

Interest Rates

3.6% per month or 52.86% per annum

Fuel Surcharge

1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500, whichever is higher in value

Add-on Card Fee

Nil