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AXIS Bank

Axis Bank AURA Credit Card

Axis Bank AURA Credit Card

  • Joining Fee :

    Rs. 749 + GST

  • Renewal Fee :

    Rs. 749 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

A Decathlon voucher worth Rs. 750.

Best suited for

Shopping

Product Details

  • Decathlon voucher worth Rs. 750 as a welcome benefit on card issuance.

  • 4 free video doctor consultations per month on Practo.

  • 4 interactive video fitness sessions and 16 recorded sessions per month via Fitternity.

  • Annual discount of up to Rs. 500 on health check-ups.

  • Minimum 30% discount on nutritional/diet consultations from partner nutritionists.

  • Minimum 30% discount on nutritional food.

  • 2 EDGE Points per Rs. 200 spent with the card.

  • Accelerated (5X) EDGE Points per Rs. 200 spent with the card.

  • Up to 20% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program.

Rewards & Benefits

  • Movie & Dining

  • Up to a 20% discount on dining at partner restaurants.

  • Rewards Rate

  • 2 EDGE Points on every spend of Rs. 200 with the card and 5x EDGE Points on insurance spends.

  • Reward Redemption

  • EDGE Points earned on the card are redeemable for shopping/travel vouchers and for purchasing products (from the given catalog) on the Axis Bank EDGE Rewards Portal.

  • Travel

  • N/A

  • Golf

  • N/A

  • Domestic Lounge Access

  • N/A

  • International Lounge Access

  • N/A

  • Insurance Benefits

  • N/A

  • Zero Liability Protection

  • Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank

Fees & Charges

  • Spend Based Waiver

  • N/A

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.5% of the transaction amount

  • Interest Rates

  • 3.40% per month (or 49.36% annually)

  • Fuel Surcharge

  • 1% fuel surcharge waived off at all fuel stations for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 250 in a month)

  • Cash Advance Charges

  • 3.4% of the withdrawn amount or a minimum of Rs. 500

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

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