Movie & Dining

A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.

Rewards Rate

5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.2% cashback elsewhere on other merchants.

Reward Redemption

Your earned cashback is automatically credited to the cardholders' accounts.

Travel

Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.

Golf

NA

Domestic Lounge Access

4 complimentary airport lounge visits to domestic airport lounges per year

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

Cardmembers won't be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days.

Spend Based Waiver

Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.6% per month or 52.86% annualized

Fuel Surcharge

1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month).

Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.

Add-on Card Fee

Nil