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AU Bank

AU Bank Zenith Credit Card

AU Bank Zenith Credit Card

  • Joining Fee :

    Rs. 7,999 + GST

  • Renewal Fee :

    Rs. 7,999 + GST

  • Reward Type :

    Reward Points

Welcome Benefits

Rs. 1,000 worth of Vouchers after the first POS transaction, 10,000 Bonus RPs on spending Rs. 1 Lakh. Each welcome benefit would be applicable for retail spends made within sixty of card set-up.

Best suited for

Travel | Dining | Shopping

How to earn Rs.1000 freeupicash?

1. Tap the below button

2. Go to the bank website

3. Apply for credit card to get Rs.1000

Product Details

  • 10,000 Bonus Reward Points on completing retail spends worth Rs. 1 lakh within 60 days of card setup.

  • Up to 20 Reward Points per Rs. 100 spent.

  • Vouchers worth Rs. 1,000 on the expenditure of Rs. 2 lakh in a calendar quarter.

  • Complimentary Taj Epicure membership of minimum expenditure of Rs. 8 lakh in an anniversary year.

  • 2,500 Bonus Reward Points on completing one retail transaction on your birthday.

  • Lower foreign currency markup fee of 1.99% of the transaction amount.

  • Complimentary (limited) domestic/international airport and IRCTC lounge access.

  • Spend-based waiver of joining and annual fee.

Rewards & Benefits

  • Movie & Dining

  • 20 Reward Points for every Rs. 100 spent on dining at standalone restaurants

  • Rewards Rate

  • 20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%)

  • Reward Redemption

  • Reward Points can be redeemed for merchandise, e-vouchers, mobile or DTH recharges, flight or hotel bookings on AU Rewardz portal, 1 RP = Rs. 0.25

  • Travel

  • Complimentary Railway Lounge Access

  • Golf

  • N/A

  • Domestic Lounge Access

  • 2 Free Lounge Visits Each Quarter

  • International Lounge Access

  • 2 every quarter with Priority Pass membership

  • Insurance Benefits

  • Comprehensive insurance cover including lost card liability cover, Credit Shield, air accident cover, and multiple other travel-related insurance covers

  • Zero Liability Protection

  • The cardholder will not be held liable for any unauthorized transaction done with the card after reporting the loss of the card to the bank.

Fees & Charges

  • Spend Based Waiver

  • Joining fee can be waived on spending of Rs. 1.25 lakh within 90 days of card activation, annual fee can also be waived on spending Rs. 5 lakh in the previous year

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 1.99% of the transaction amount

  • Interest Rates

  • 3.59% per month (43.08% annually)

  • Fuel Surcharge

  • 1% fuel surcharge waived off at all fuel pumps all over India (no max cap applicable)

  • Cash Advance Charges

  • 2.5% of the transaction amount, or Rs. 500, whichever is higher

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )