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AU Bank

AU Bank Xcite Ultra Credit Card

AU Bank Xcite Ultra Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Travel | Shopping

How to earn Rs.1000 freeupicash?

1. Tap the below button

2. Go to the bank website

3. Apply for credit card to get Rs.1000

Product Details

  • Earn additional 500 Reward Points per month.

  • Up to 8 Reward points on every domestic spend of Rs. 100.

  • Up to 12 Reward Points per international spend of Rs. 100.

  • Get 5,000 bonus Reward points on achieving the spending milestone.

  • Complimentary railway and airport lounge access.

  • Get personal accident cover worth Rs. 50 lakhs.

  • A 1% fuel surcharge waiver on all fuel purchases.

  • Get dedicated concierge services.

Rewards & Benefits

  • Movie & Dining

  • Get up to 30% off on your dining spends

  • Rewards Rate

  • 4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100

  • Reward Redemption

  • The earned reward points can be redeemed against various options via the AU Rewardz portal at a rate of 1 RP = Re. 0.25.

  • Travel

  • Complimentary access to railway lounges

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 free domestic airport lounges

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Get a personal accident cover worth Rs. 50 lakhs, a purchase protection cover worth Rs. 25,000, and a credit liability cover worth Rs. 2 lakhs.

  • Zero Liability Protection

  • Get a zero liability protection against a lost or stolen card by reporting the loss the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.49% of the transaction amount.

  • Interest Rates

  • 3.49% per month

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel transactions between Rs. 200 and Rs. 5,000

  • Cash Advance Charges

  • 2.5% of the cash amount subject to a minimum of Rs. 100.

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )