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AU Bank

AU Bank Xcite Credit Card

AU Bank Xcite Credit Card

  • Joining Fee :

    Nil

  • Renewal Fee :

    Nil

  • Reward Type :

    Reward Points

Welcome Benefits

NA

Best suited for

Shopping

How to earn Rs.1000 freeupicash?

1. Tap the below button

2. Go to the bank website

3. Apply for credit card to get Rs.1000

Product Details

  • Lifetime Free Credit Card.

  • Up to 15 Reward Points on every spend of Rs. 100.

  • 2x Reward Points on retail spends between the 1st and 5th of every month.

  • Complimentary railway lounge access every year.

  • Free device protection plan and extended warranty.

  • Up to 30% discount on dining.

  • 1% fuel surcharge waiver.

Rewards & Benefits

  • Movie & Dining

  • Get up to 30% discount on dining across over 300 partnered restaurants.

  • Rewards Rate

  • 2 Reward Points on every retail spend of Rs. 100 and 15 Reward Points on dining, movies, departmental stores, and groceries.

  • Reward Redemption

  • Redeem your earned Reward Points against a number of options available on the AU Rewardz portal.

  • Travel

  • Get free railway lounge access every year.

  • Golf

  • NA

  • Domestic Lounge Access

  • 2 complimentary railway lounge access every quarter

  • International Lounge Access

  • NA

  • Insurance Benefits

  • Get complimentary device protection and 1-year extended warranty on selected electronic products

  • Zero Liability Protection

  • Get zero liability protection against lost/stolen cards if the loss is reported to the bank in a timely manner.

Fees & Charges

  • Spend Based Waiver

  • NA

  • Rewards Redemption Fee

  • Nil

  • Rewards Redemption Fee

  • Nil

  • Foreign Currency Markup

  • 3.49% of the total transaction amount

  • Interest Rates

  • 3.49% per month, i.e. 41.88% annually

  • Fuel Surcharge

  • 1% fuel surcharge waiver on all fuel purchases between Rs. 400 and Rs. 5,000.

  • Cash Advance Charges

  • 2.5% of the withdrawn amount subject to a minimum of Rs. 100

  • Add-on Card Fee

  • Nil

Live UPI withdrawals

₹20 is the minimum earnings required for withdrawal

3 Simple Steps to Earn FreeUPIcash
1
Login

It's just one click process to login with your Google account.

2
Shop through us

Search for the retailer you want to shop on, go to retailer and shop normally as you would otherwise do.

3
Earn freeupicash

We track your transaction on the retailer website and credit freeupicash to your account.

India's Largest FreeUPIcash Platform

30+
Ways to earn
1500+
Retailer partners
₹20
Min. withdrawal amount ( UPI )